Solar · Home value

Solar & home value calculator

See how much solar panels could add to your home's value, and how that compares to what the system cost.

Your home's value without the solar uplift — e.g. a recent registered valuation (RV/CV) or a real estate appraisal. If you already have a professional post-solar valuation, don't add the uplift on top of that.

Owned systems (including financed ones, once paid off) are what NZ research on value uplift is based on.

Value uplift is only realised when you sell — it's a separate benefit from the ongoing bill savings you get every year you live there. Owned systems in good condition typically add more value than leased ones.
Estimate
Estimated added home value
$0
System cost$0
Net equity gain vs cost$0

Based on NZ research suggesting a 3-4% average uplift — actual results vary by market, buyer preferences, and the system's age and condition at time of sale.

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This calculation doesn't favour any lender. KiwiSums isn't owned by a bank or broker, and sponsored placements — if any — never change your result.

What this means for you

See how the added value compares to the system cost, and how sensitive the result is to the uplift percentage.

Compare uplift estimates

3-4% is a research-based average, not a guarantee — see the range between a conservative and optimistic estimate.

Scenario Uplift % Added value
Conservative 2% $0
Current 3.5% $0
Optimistic 5% $0

Even the optimistic estimate is well short of most systems' full replacement cost — value uplift is a bonus on top of bill savings, not a way to fully recoup your investment through resale alone.

Assumptions & sources
Data source

NZ property research suggesting a 3-4% average value uplift for homes with solar, adjusted here to a 2-5% range to reflect market uncertainty.

Effective date

1 July 2026

Last reviewed

17 July 2026

Methodology

Added value = home value × uplift %. Net equity gain = added value − system cost.

Included

Estimated property value uplift compared against your solar system's installed cost.

Not included

Ongoing bill savings (see the solar savings calculator), real estate agent fees on sale, and buyer-specific preferences that can push actual results above or below this range.

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Two different benefits, one investment

Solar delivers value in two distinct ways that are easy to conflate: the bill savings you bank every year you live in the home, and the resale premium a buyer might pay because they're inheriting those future savings too. NZ research points to roughly a 3-4% uplift in property value on average — meaningful, but well short of the full replacement cost of a system, since a buyer is really only paying for a discounted share of future savings, adjusted for the system's remaining useful life and any perceived risk.

In practice this means solar rarely "pays for itself twice" — once through bill savings and again in full through resale value — but the combination of both benefits still makes it a genuinely strong long-term investment for most NZ homeowners who stay put for several years.

Frequently asked questions

NZ research suggests solar adds roughly 3-4% to property value on average — on a $700,000 home, that's about $21,000-$28,000. This isn't guaranteed for every property and tends to be more reliable for owned systems in good condition.

No — bill savings accrue every year you live there, while the value uplift is only realised if you sell. A buyer is effectively paying upfront for a share of future savings, which is why the uplift is smaller than the system's full cost.

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