Car · Running costs

Car running cost calculator

Petrol at the pump is only part of it. Add rego, WOF, insurance and servicing to see the real weekly cost of keeping your car on the road.

Petrol vehicles pay fuel excise at the pump, so no separate road user charge applies.
Estimate
Cost per week
$0
Fuel / year$0
Road user charges / year$0
Rego + WOF / year$0
Insurance / year$0
Servicing & tyres / year$0
Total per year$0
Cost per km$0.00

Excludes depreciation and finance costs — pair this with the car finance calculator for the full picture if you're financing the car.

Next: what will it be worth later? →

This calculation doesn't favour any lender. KiwiSums isn't owned by a bank or broker, and sponsored placements — if any — never change your result.

What this means for you

See how fuel or energy costs compare to your fixed costs like insurance and rego.

Compare fuel types

Same distance, same fixed costs — see how the running cost changes by fuel type alone.

Fuel type Fuel/energy cost Total per week
Petrol$0$0
Hybrid$0$0
EV$0$0

Your currently-selected fuel type is highlighted. This holds your distance, rego/WOF, insurance and servicing figures constant — only the fuel/energy cost and road user charges change.

Assumptions & sources
Data source

NZTA road user charge rates; typical NZ fuel and electricity prices; average rego, insurance and servicing costs by fuel type.

Effective date

1 July 2026

Last reviewed

17 July 2026

Methodology

Sums fuel/energy cost, road user charges (diesel and EV only), registration, WOF, insurance and servicing, divided by 52 for a weekly figure.

Included

Fuel or electricity, road user charges where applicable, registration, WOF, insurance and servicing/tyres.

Not included

Vehicle depreciation and any finance costs if you're paying off a loan — see the car depreciation and car finance calculators for those.

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What's in this estimate

This calculator adds together your fuel or electricity cost, road user charges (RUC) where applicable, registration (rego), warrant of fitness (WOF), insurance, and servicing/tyres to give a realistic annual and weekly running cost. Diesel and electric vehicles pay RUC — currently around $76 per 1,000km for light vehicles — instead of, or in addition to, fuel excise, which is why they're broken out separately.

It doesn't include depreciation, which for many vehicles is actually the single largest cost of ownership, or finance costs if you're paying the car off — use the car finance calculator alongside this one if that applies to you.

Frequently asked questions

It varies by vehicle, but a fuel-efficient hybrid at 12,000km/year might run $80-120 a week all-in, while a larger petrol car can be $140-180+ a week. Fuel and insurance are usually the biggest swing factors.

Yes, since 1 April 2024. EVs and plug-in hybrids pay RUC at roughly $76 per 1,000km for light vehicles, the same rate as diesel.

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